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  HOME ABOUT US FAQ RESOURCE CENTER CONTACT US LOCATE MORTGAGE LENDERS January 06, 2009
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Mortage Terms


  > Borrower
A person who has been approved to receive a loan and is then obligated to repay it and any additional fees according to the loan terms.
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  > Lock-in
Since interest rates can change frequently many lenders offer an interest rate lock-in that guarantees a specific interest rate if the loan is closed within a specific time.
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  > PITI Principal Interest Taxes and Insurance
The four elements of a monthly mortgage payment payments of principal and interest go directly towards repaying the loan while the portion that covers taxes and insurance homeowners and mortgage if applicable goes into an escrow account to cover the fees when they are due.
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Did You Know?    
 
 
VA Guarantee Fees Range
FHA fees are about 1.5% of the loan amount. VA guarantee fees range from 1.25% to 2% of the loan amount depending on the size of your down payment the higher your down payment the lower the fee percentage. RHS fees are 1.75% of the loan amount.

 

 
   More Topics That Mortgage Lenders Can Assist With:

Loan Programs
Direct Lenders
Mortgage Rates
Imperfect Credit
Home Equity Loans
First Time Buyer
Pre-approval
No Doc Loans
No Fee Loans
Interest Only Loans
Lender Fees
Title Charges
Miscellaneous Charges
Prepaid Expenses
Commercial Real Estate
New Construction
Condemnation
Second Mortgage
Landlord / Tenant
Mortgage Matters
Home Equity


Contact our South Carolina Mortgage Lenders


If you live in the following cities and need a mortgage lender you should contact our South Carolina mortgage lender as soon as possible:

  • Abbeville
  • Aiken
  • Anderson
  • Beaufort
  • Belton
  • Bennettsville
  • Bluffton
  • Camden
  • Charleston
  • Chester
  • Clemson
  • Clover
  • Columbia
  • Conway
  • Darlington
  • Dillon
  • Easley
  • Elgin
  • Florence
  • Fort Mill
  • Fountain Inn
  • Gaffney
  • Gaston
  • Georgetown
  • Goose Creek
  • Greenville
  • Greenwood
  • Greer
  • Hartsville
  • Hilton Head Island
  • Inman
  • Irmo
  • Ladson
  • Lancaster
  • Laurens
  • Lexington
  • Marion
  • Moncks Corner
  • Mount Pleasant
  • Murrells Inlet
  • Myrtle Beach
  • Newberry
  • North Augusta
  • North Charleston
  • Orangeburg
  • Pickens
  • Piedmont
  • Rock Hill
  • Seneca
  • Simpsonville
  • Spartanburg
  • Summerville
  • Sumter
  • Taylors
  • Travelers Rest
  • Union
  • Walterboro
  • West Columbia
  • York
       
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South Carolina Audio & Video    
 
  Brokers Urge New Scale For Jumbo Mortgages
Audio, RM, 48 Kbps, 2:58:00 AM, 8/19/2005
Reporter Scott Horsley reports on federally sponsored underwriters Fannie Mae and Freddie Mac back mortgages up to $369,000. Without federal underwriting, home buyers pay a higher interest rate.
Source: National Public Radio 		 
 
South Carolina External Sites    
 
 

REDATORY ENDING
Governor Mark Sanford signed the South Carolina High Cost and Consumer Home Loan. Act, which protects consumers from unconscionable lenders and loan

 


Legal Disclaimers
The information provided on Mortgage Lenders South Carolina.com is not intended to be mortgage advice, but merely conveys general information related to mortgage issues commonly encountered.

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